Intelligence for those who think globally.

Analysis with cited sources, decision criteria and candor about risks — written by those who execute.

International Living · 21 de agosto de 2026

Carmelo: the only city Artigas founded

Founded by Artigas in 1816, it has the only human-powered swing bridge in South America and the oldest historic wine-growing zone in Uruguay.

8 min read →

International Living · 21 de agosto de 2026

Carrasco: where international Montevideo lives

A garden neighbourhood designed by a French landscape architect in 1912, with a white-sand beach, embassies and the main international schools of the capital.

9 min read →

International Living · 21 de agosto de 2026

Ciudad de la Costa: where Montevideo moved to

116,501 residents, 18 km of beach and the second largest city in Uruguay, created in 1994 out of seaside resorts. This is where the capital lost people to.

8 min read →

International Living · 21 de agosto de 2026

Colonia del Sacramento: the city UNESCO protects

Founded by the Portuguese in 1680, it is the only urban layout in the region that escaped the Spanish grid. And the city that grew most in 30 years.

9 min read →

International Living · 21 de agosto de 2026

What does a family of four cost in Uruguay?

Every family budget published about Uruguay mixes official data with guesswork. We separate the two — and show the three lines nobody can verify.

10 min read →

International Living · 21 de agosto de 2026

The decision matrix: eight criteria for choosing a country

Comparing countries by tax or cost of living is the costliest mistake in a move abroad. The eight criteria that decide, and how to weigh each one.

11 min read →

Tax Residency · 21 de agosto de 2026

Where your family lives decides where you pay tax

Uruguayan law presumes tax residency when a spouse and minor children live in the country. The criterion that most surprises anyone planning by days alone.

10 min read →

International Living · 21 de agosto de 2026

The first year in Uruguay: what changes, month by month

From the silence of the first weeks to the day you stop checking the mirror at a red light. The real arc of a first year in Uruguay for a foreign family.

10 min read →

Retirement · 21 de agosto de 2026

Growing old in Uruguay: the country that prepared for it

Life expectancy above the average for the Americas and a national care system created by law in 2015. The oldest country in the region is the best organised.

9 min read →

International Living · 21 de agosto de 2026

Healthcare in Uruguay: how the system works for newcomers

No health charge in Uruguay can exceed $ 1,138 and the paediatric consultation is free. How the system works — and what it does not solve.

9 min read →

International Living · 21 de agosto de 2026

José Ignacio: the lighthouse and the law that saved it

A two-kilometre peninsula where nothing may rise above seven metres. How José Ignacio became the most exclusive address in the South Atlantic.

9 min read →

International Living · 21 de agosto de 2026

La Barra and Manantiales: the wavy bridge by Leonel Viera

A 1965 bridge that gave the world a new technique, inspired Neruda and became a National Monument. And the two resorts that grew around it.

7 min read →

International Living · 21 de agosto de 2026

Maldonado: the city that makes Punta del Este work

102,000 residents, founded in 1757, an Olympic pool and life all year round fifteen minutes from the peninsula. The city almost no newcomer notices.

8 min read →

International Living · 21 de agosto de 2026

Malvín: the family beach and the neighbourhood locals pick

The beach where Gardel spent his summers, the Isla de las Gaviotas on the horizon and low houses with gardens. Malvín leads demand for houses in Montevideo.

7 min read →

International Living · 21 de agosto de 2026

Moving country with teenagers: the window that closes

With young children a move is easy; with university-age children, irrelevant. Between 12 and 17 the decision has a real cost — and Uruguay has advantages.

10 min read →

International Living · 21 de agosto de 2026

Mutualistas and private cover in Uruguay: how it works

The State sets the maximum price of every consultation and medicine, and publishes indicators for all providers. That is what makes it predictable.

9 min read →

International Living · 21 de agosto de 2026

Parque Rodó and Cordón: the Montevideo lived on foot

A 42-hectare park designed by the landscaper behind Carrasco, the oldest neighbourhood outside the walls and the most expensive square metre, all on foot.

10 min read →

International Living · 21 de agosto de 2026

Piriapolis: the seaside town an alchemist invented

Francisco Piria bought 2,700 hectares in 1890, named the place the resort of the future and built a castle, a rambla and the largest hotel in South America.

8 min read →

International Living · 21 de agosto de 2026

Pocitos: living 200 metres from the sea in the capital

Two kilometres of beach, the busiest rambla in the country and everything within walking distance. Pocitos draws 20% of all apartment searches in the capital.

8 min read →

International Living · 21 de agosto de 2026

Punta del Este for families: beyond the postcard

Cambridge and International Baccalaureate schools, 200,000 people in the conurbation, and Punta del Este as an address, not a holiday.

8 min read →

International Living · 21 de agosto de 2026

Punta Carretas: lighthouse, golf and life on foot

An 1876 lighthouse at the southern tip of Uruguay, a golf course inside the city and a neighbourhood that gets the whole day done on foot.

8 min read →

International Living · 21 de agosto de 2026

Punta del Este off-season: the town few people know

Whales from July to November, empty beaches, museums open and a table without booking. The nine-month Punta del Este is the one residents chose.

9 min read →

International Living · 21 de agosto de 2026

Punta Gorda and Carrasco Norte: east coast with headroom

Cliffs over the Río de la Plata, an 1840 watermill and the lowest price per square metre on the prime coast: the two Carrasco neighbours that cost less.

10 min read →

International Living · 21 de agosto de 2026

Raising children in Uruguay: what really changes

Uruguay has 1.27 children per woman and school enrolment has fallen for five years. What that means for a foreign family arriving with children.

11 min read →

Residency & Immigration · 21 de agosto de 2026

Remote work in Uruguay: what Decree 238/022 opened up

Uruguay created an immigration category for people working remotely for companies abroad — with no requirement to register with Uruguayan social security.

9 min read →

International Living · 21 de agosto de 2026

Why Uruguay works for people who work remotely

Fibre in every locality of more than 500 inhabitants, 98% renewable electricity and the same time zone as São Paulo. The network behind remote work.

8 min read →

Retirement · 21 de agosto de 2026

Retiring in Punta del Este: the quality-of-life sum

Healthcare with a price ceiling fixed by decree, the sea every day and an international community formed over generations. What changes on the Uruguayan coast.

11 min read →

International Living · 21 de agosto de 2026

Rivera: the city that shares a square with Brazil

No river, no bridge, no border post. Rivera and Santana do Livramento are divided by an imaginary line down the avenue — and a square since 1943.

8 min read →

International Living · 21 de agosto de 2026

Rocha: the Atlantic coast Uruguay never urbanised

Cabo Polonio has 128 residents. La Pedrera, 315. Punta del Diablo, 2,014. The emptiest coastal department in the country grew 9.8% between censuses.

7 min read →

International Living · 21 de agosto de 2026

Schools in Uruguay: the map that decides the neighbourhood

Bilingual schools over a century old, three diplomas in one curriculum and the best maths results in the region. What Uruguayan education offers newcomers.

10 min read →

International Living · 21 de agosto de 2026

What if you could start over in a small, calm country?

Not about immigration. About the life that fits back into your day when the country changes scale, and about when that stops being a fantasy.

7 min read →

Residency & Immigration · 21 de agosto de 2026

Why Uruguay became a destination for family wealth

Investment grade affirmed by every agency, the lowest country risk in the region and the only full democracy in South America. What is being bought.

8 min read →

International Living · 21 de agosto de 2026

The hot springs of Uruguay: the oil nobody found

In 1957, ANCAP technicians drilled the north of the country looking for oil. Out came water at 39 degrees. Today it is the thermal region, mapped by science.

9 min read →

International Living · 21 de agosto de 2026

Uruguay pros and cons, without the marketing

Twelve advantages and ten disadvantages of Uruguay, each with the official figure behind it — including the ones that argue against moving.

9 min read →

International Living · 21 de agosto de 2026

Map of the regions of Uruguay: who each one suits

The country is moving east. Maldonado grew 23.7% and Montevideo shrank 5.3%: the map of the Uruguayan regions and the life each one delivers.

12 min read →

Comparisons · 21 de agosto de 2026

Uruguay vs Portugal: what changed after the NHR ended

Portugal tightened immigration, extended citizenship to seven years and saw housing rise 17.6% in a year. What that changes in the comparison with Uruguay.

10 min read →

Comparisons · 21 de agosto de 2026

Uruguay vs Brazil: what the numbers say about each country

Investment grade at seven agencies against BB, 73 transparency points against 35 and half the rate of violent deaths. The comparison on 2026 data.

10 min read →

International Living · 20 de agosto de 2026

Is Uruguay safe? The honest answer, with official data

Homicides rose 6.6% in the first half of 2026 and thefts fell 7.5%. The full picture from the Ministerio del Interior, and what it says about your street.

9 min read →

International Living · 20 de agosto de 2026

Living in Montevideo: neighbourhoods and lifestyles

Carrasco, Pocitos, Punta Carretas, Malvín, Cordón: each neighbourhood serves a different plan. The 2026 prices and the real profile of each area.

13 min read →

International Living · 20 de agosto de 2026

Punta del Este as a permanent address: the data

18,193 permanent residents, 1.3 million tourists in season and 65.6% of homes empty outside it. What the census says about living there all year.

10 min read →

International Living · 20 de agosto de 2026

Living in Uruguay: the honest portrait of a small country

A country of 3.5 million people that leads the region in peace, democracy and transparency — and charges dearly for it. Official data, no brochure.

10 min read →

International Living · 19 de agosto de 2026

Cost of living in Uruguay 2026: the numbers that hold up

Almost every figure quoted about Uruguay is an estimate with no source. Here are the official 2026 data — income, inflation, energy, exchange rate.

14 min read →

Tax Residency · 03 de agosto de 2026

Chile's 3-Year Tax Regime for New Residents

Discover the 3-year tax benefit available to new residents in Chile — how it works, who qualifies, and how to request an extension.

5 min read →

Tax Planning · 01 de agosto de 2026

The 3 Declarations for Assets Held Abroad

Three distinct obligations, each with its own deadlines, forms and penalties, requiring separate attention from anyone holding assets outside their country.

8 min read →

Retirement · 01 de agosto de 2026

Brazil-Chile Retirement: Where Do You Pay Tax?

Where your Brazilian-source retirement or pension is taxed once you live in Chile: what the bilateral treaty says and how to avoid paying tax twice.

4 min read →

Tax Residency · 01 de agosto de 2026

Brazil’s Tax Exit: What Changed in 2026

Leaving physically is not leaving fiscally. Law 14,754 taxes your offshore structures every 31 December — and inheritance tax abroad now has a legal basis.

11 min read →

Business · 01 de agosto de 2026

Buying a Car in Chile Without Residency

The investor RUT lets you buy and register a vehicle in Chile. What it does not let you do is import the car you already own.

9 min read →

International Living · 01 de agosto de 2026

Can I Work in Chile on a Tourist Visa?

What Chilean law allows, what it prohibits, and the concrete risks of carrying out paid work in Chile while in the country on a tourist entry.

6 min read →

Business · 01 de agosto de 2026

Buying a Vehicle in Chile Without Residency

A step-by-step guide to buying and registering a vehicle in Chile with the foreign investor RUT, and why importing the car you already own is prohibited.

6 min read →

Residency & Immigration · 01 de agosto de 2026

Chile Investor and Rentier Visas: The Complete Guide

Buying an apartment does not qualify, and remote work is not passive income. What the Investor and Rentier/Retiree routes actually require in 2026.

11 min read →

Residency & Immigration · 01 de agosto de 2026

Chile’s Immigration Reform: What Changes for Legal Residents

The headlines are about irregular migration. But one reform — doubling the naturalisation period from 5 to 10 years — reaches people already in full compliance.

6 min read →

Tax Residency · 01 de agosto de 2026

Does Chile Have a Tax Treaty With Your Country?

Chile has close to 30 double taxation treaties in force. Find out whether your country is on the list and how it affects your move.

4 min read →

Tax Residency · 01 de agosto de 2026

Chile Tax Residency Certificate: What It Is, How to Apply

What the Chilean tax residency certificate is for, how to request it from the SII, and the situations where it is what prevents double taxation.

3 min read →

Business · 01 de agosto de 2026

Chile, Uruguay or Paraguay: Where to Open a Company

We compare taxes, timelines, and treaty networks in Chile, Uruguay, and Paraguay for anyone weighing where to open a company in South America in 2026.

7 min read →

International Living · 01 de agosto de 2026

Cost of Living in Chile: Private Healthcare and Schools

How much it costs to live in Chile with a family, with 2026 reference figures for housing, Isapre, and international schools.

12 min read →

Tax Residency · 01 de agosto de 2026

Days in Brazil Without Becoming a Tax Resident Again?

Frequent trips to Brazil can reactivate your tax residency even after moving to Chile. The day limit, and what the tax authority looks at beyond it.

8 min read →

Tax Planning · 01 de agosto de 2026

Digital Nomads in Chile

Working remotely from Chile, or for a Chilean company from abroad? Where each scenario is taxed, and when Chilean tax residency is actually established.

4 min read →

Tax Planning · 01 de agosto de 2026

Domicile or Residency? The Difference in Your Taxes

Understand why confusing domicile and tax residency in Chile can be costly — and how each criterion affects your worldwide income taxation.

4 min read →

International Living · 01 de agosto de 2026

Education in Santiago, Chile

Bilingual and international schools in Santiago, 2026 fee ranges, validation of foreign school records, and how the enrolment calendar actually works.

8 min read →

Tax Planning · 01 de agosto de 2026

Dual Tax Residency: Brazil and Chile

If both Brazil and Chile consider you a resident at the same time, the bilateral tax treaty has tie-breaker rules to resolve it.

5 min read →

Residency & Immigration · 01 de agosto de 2026

Family Reunification Residency in Chile

The only Chilean temporary residency you can apply for from inside the country — who qualifies, which civil documents SERMIG requires, and the usual mistakes.

6 min read →

Tax Residency · 01 de agosto de 2026

Fiscal Exit from Chile Without Mistakes

Anyone leaving Chile must properly close out their resident or domiciled status. The procedure, the deadlines, and what the SII checks before accepting it.

4 min read →

International Living · 01 de agosto de 2026

Investing in Chile Without Residency

Three types of RUT that get confused with each other, what each one permits, and why a Chilean bank account is rarely opened from abroad.

7 min read →

Business · 01 de agosto de 2026

The Foreign Investor RUT in Chile: What It Authorises

The SII’s investor RUT resolves tax identification, not immigration status. Exactly what it permits, and what it does not.

6 min read →

Tax Planning · 01 de agosto de 2026

Foreign Wealth: 8 Signs Your Structure Needs a Review

Trust, holding company or tax exit set up before 2024? Eight concrete signs your structure needs reviewing in light of the 2024 to 2026 rule changes.

8 min read →

Tax Planning · 01 de agosto de 2026

Chile Holdings: How the Shareholder's Residency Affects Tax

Understand how a shareholder's or controller's tax residency affects the taxation of a Chilean holding company or business.

4 min read →

Residency & Immigration · 01 de agosto de 2026

Immigration in Chile Under Kast: What Changed?

Chile has tightened border controls, naturalisation and birthright citizenship under President Kast. What actually changed, and what it means for residents.

18 min read →

Business · 01 de agosto de 2026

Immigration Enforcement in Chile: What Employers Must Know

Joint PDI, SERMIG and Labour Directorate inspections arrive unannounced. The 15% rule, the fines per irregular worker, and how to stay compliant in 2026.

9 min read →

Residency & Immigration · 01 de agosto de 2026

Investor Residency in Chile: Two Very Different Paths

The US$500,000 threshold, the InvestChile sponsorship letter, and the alternative route for executives sent by a company that has already invested.

6 min read →

Tax Residency · 01 de agosto de 2026

How to Lose Tax Residency in Chile

The 184-day absence test, what the SII requires to recognise the exit, and the concrete risks of closing Chilean tax residency without planning it first.

4 min read →

International Living · 01 de agosto de 2026

Living in Santiago: Neighbourhoods, Health and Transit

Quality of life in Santiago, Chile: the best districts by family profile, access to private healthcare, public transit and everyday services.

9 min read →

Residency & Immigration · 01 de agosto de 2026

Mercosur Temporary Residency in Chile

No job offer, no minimum income — but the first application must be filed from outside Chile. The 2026 rules, costs and documents under the Mercosur Agreement.

8 min read →

Tax Planning · 01 de agosto de 2026

Offshore Wealth and Moving to Chile

How Brazil’s offshore law and the new inheritance tax rules affect anyone planning to live in Chile, and why sequence decides what you end up paying.

10 min read →

Business · 01 de agosto de 2026

How to Open a Company in Chile as a Foreigner

Investor RUT, SpA or branch office, a legal representative domiciled in Chile, and every stage of the process, from SII registration to the bank account.

9 min read →

Residency & Immigration · 01 de agosto de 2026

Permanent Residency in Chile in 2026

Who can apply after 12, 24 or more than 24 months of residency, the documents required, the real timelines, and what can revoke residency once granted.

6 min read →

International Living · 01 de agosto de 2026

Providencia, Las Condes or Ñuñoa: Which Comuna to Choose

Comparing rent, safety and metro coverage across Santiago’s three most recommended districts, using market figures rather than weekend impressions.

7 min read →

Residency & Immigration · 01 de agosto de 2026

Rentier and Retiree Residency in Chile

SERMIG publishes no minimum income for this route — the rule is qualitative. What the law actually requires, and how to build a file that holds up.

6 min read →

Residency & Immigration · 01 de agosto de 2026

Rentier and Retiree Visa in Chile

The income requirements, the documents required and the complete step-by-step process for obtaining the rentier or retiree visa in Chile in 2026.

9 min read →

Retirement · 01 de agosto de 2026

The Rentier Visa in Chile for Retirees

Passive income or a pension, with no work contract and no legal minimum. But the visa is only half the plan — the three-year tax window is the other half.

9 min read →

Retirement · 01 de agosto de 2026

The Rentier Visa in Chile: What Is Actually Official

How Chile’s residency for rentiers and retirees works in 2026: what the official text actually requires, and what circulates online without any basis.

7 min read →

International Living · 01 de agosto de 2026

RUT and Bank Account in Chile: A Guide for Foreigners

How to obtain the RUT and the foreigner ID card and open a bank account in Chile, and why the order between those three steps decides how long it takes.

8 min read →

Residency & Immigration · 01 de agosto de 2026

Student Residency in Chile: The 30-Hour Work Rule

Chile’s student residency lets you work up to 30 hours a week with no extra permit — who qualifies, what SERMIG requires, and what happens after graduation.

5 min read →

Tax Residency · 01 de agosto de 2026

Tax Residency: Chile and Brazil

Moving does not end Brazilian tax residency, and Chile grants a three-year territorial window most guides ignore. What the 2026 protocol changed.

10 min read →

Tax Planning · 01 de agosto de 2026

Territorial Taxation in Chile

Chile’s three-year rule for foreign-source income, what happens when that window closes, and the exception that applies to inherited assets.

13 min read →

Residency & Immigration · 01 de agosto de 2026

Temporary Stay in Chile: What It Is and Isn't

Temporary Stay, Seasonal Workers and Multiple-Entry Business permits in Chile — what each one allows, and what it does not.

6 min read →

International Living · 01 de agosto de 2026

Where to Live in Chile

We compare Santiago, Valparaíso and Viña del Mar on safety, cost of living, schooling and the international community, using official 2026 data.

13 min read →

Residency & Immigration · 01 de agosto de 2026

Work Contract Residency in Chile: The Three Routes

A signed contract, a job offer and a services agreement are three distinct processes with distinct deadlines. One of them expires in 45 days.

7 min read →

Tax Residency · 31 de julho de 2026

The 183-Day Rule: Two Clocks, Not One

Uruguay and Brazil use the same number — 183 days — to measure different things. Confusing them is the most common calendar error in a move.

6 min read →

Tax Residency · 31 de julho de 2026

The 183 Days Rarely Decide Your Tax Residency

The “183-day rule” gets repeated as a universal counter. For someone leaving Brazil, it is not even the applicable criterion.

5 min read →

Tax Residency · 31 de julho de 2026

Bank Accounts in Paraguay: What Opening One Requires

The Paraguayan identity card is the real requirement, not a passport. And bank secrecy is not the same thing as the absence of automatic information exchange.

6 min read →

Wealth Protection · 31 de julho de 2026

The Brazilian Tax Exit Checklist That Avoids the Trap

Two documents, two deadlines, and a window that closes sooner than most expect. The points where high-net-worth families most often get it wrong.

6 min read →

Tax Residency · 31 de julho de 2026

Brazil Tax Exit to Paraguay: The Executive Checklist

Notice by February, return by May, and the costliest oversight for anyone holding a company, a private pension or undeclared assets abroad.

7 min read →

Wealth Protection · 31 de julho de 2026

Buying Land in Paraguay: The Border Strip Changes Everything

Paraguay is open to foreign buyers — except in a 50 km strip, where the restriction turns on your nationality, not on the property.

6 min read →

Business · 31 de julho de 2026

Setting Up in Paraguay: SA, EAS and the Territorial Regime

The EAS cut incorporation from months to 24 hours, but the four taxes that make up the system rarely appear together in one place.

7 min read →

Tax Planning · 31 de julho de 2026

Dividends and the Non-Resident Shareholder: Paraguay’s Role

Brazil’s Law 15,270/2025 withholds 10% on dividends sent abroad, with no minimum. Three worked scenarios show what changes in the corporate design.

6 min read →

Business · 31 de julho de 2026

Dividends and Non-Resident Shareholders: 2026 Changes

From 2026, Brazilian dividends remitted abroad face 10% withholding with no minimum threshold. What that demands of corporate design.

6 min read →

Succession · 31 de julho de 2026

International Succession: Progressive Estate Tax Changed It

Brazil’s mandatory progressive ITCMD, and its new express legal basis over foreign assets, make reviewing the succession design urgent.

6 min read →

Succession · 31 de julho de 2026

International Succession: Uruguay Charges No Estate Tax

Uruguay levies no inheritance tax. But no tax is not the same as freedom to will, and assets at home still follow their own rules.

6 min read →

Wealth Protection · 31 de julho de 2026

Offshore Accounts: Diversifying Fully Declared

Reporting assets to the central bank and reporting income to the tax authority are two distinct obligations over the same money. Confusing them is costly.

6 min read →

Business · 31 de julho de 2026

Opening a Company in Paraguay in 2026

The country has no “SAS” — it has the EAS. And the 10% Paraguay hides a second tax most articles omit: the IDU. What that does to the final figure.

6 min read →

Business · 31 de julho de 2026

Paraguay’s Maquila Law: What Law 7,547/2025 Changed

The law that governed maquila for nearly 30 years was replaced in September 2025. What changed, and what became possible — including service maquila.

7 min read →

Tax Residency · 31 de julho de 2026

Paraguay Residency and Citizenship: What Changed in 2026

The US$5,000 deposit has not existed since 2022, yet still appears on dozens of sites. The Investor Pass changed the picture in April 2026.

8 min read →

Tax Residency · 31 de julho de 2026

Paraguay Residency: The Documents and What Changed in 2026

Law 6984/2022 redesigned every stage. The updated map of documents, timelines and real costs, with the fee schedule in force since July 2026.

8 min read →

Tax Incentives · 31 de julho de 2026

Paraguay’s Maquila Regime: What Law 7,547/2025 Changed

A single 1% tax, no dividends tax and no withholding on remittances — but the regime gained a maximum term and now formally recognises service maquila.

5 min read →

Tax Residency · 31 de julho de 2026

Paraguay Tax Residency and Exemptions: The 2026 Guide

The 120-day myth, the Law 60/90 that ceased to exist in 2025, and what the DNIT actually requires for the tax residency certificate — with the rules cited.

8 min read →

Wealth Protection · 31 de julho de 2026

Punta del Este and José Ignacio: An Investor’s Guide

Over USD 12 billion invested in seven years. What the market numbers mean for families seeking wealth preservation rather than short-term speculation.

6 min read →

Business · 31 de julho de 2026

SA, SAS or SRL: The Right Form for a Family Holding

For a multi-generational holding, speed of incorporation is not the relevant variable. Where the SAS needs more care than the generic guides suggest.

6 min read →

Business · 31 de julho de 2026

SA, SAS or SRL in Uruguay: Which to Choose to Operate

The SAS has made the SRL nearly obsolete since 2019, but it does not replace the SA in every case. A decision matrix by objective, not by feature list.

6 min read →

Succession · 31 de julho de 2026

Succession and Inheritance in Paraguay

Paraguay levies no inheritance tax — but one rule subjects property located there to Paraguayan law, whatever your will says at home.

6 min read →

Wealth Protection · 31 de julho de 2026

Tax Secrecy or Compliance in Paraguay?

Part of the market still sells “tax secrecy” as the country’s appeal. Paraguay has already committed to automatic exchange of information from 2027.

7 min read →

Wealth Protection · 31 de julho de 2026

Trust or Uruguayan Holding: Which Succession Structure

With trusts treated as transparent structures, a regional holding has become the more predictable vehicle. When each one fits.

6 min read →

Wealth Protection · 31 de julho de 2026

Trusts, Fideicomisos and Holdings in Paraguay

The trust stopped being opaque to the home tax authority. Paraguay has its own vehicle, the fideicomiso — but it solves a different problem. What each one does.

7 min read →

Succession · 31 de julho de 2026

Trusts: What Brazilian Tax Transparency Changed

Law 14,754/2023 closed the grey zone around trusts. Indefinite deferral ended — and the structure still works, for different reasons.

6 min read →

Tax Residency · 31 de julho de 2026

Taxation in Uruguay: Where the Traps Are

Territorial does not mean exempt. What changes between resident and non-resident, income category by category, and what widened in 2026.

6 min read →

Wealth Protection · 31 de julho de 2026

Uruguayan Holdings: Exemption, Substance and What Changed

A pure Uruguayan holding sits outside IRAE and wealth tax. But the design changed in 2021 under European pressure, and again in 2026.

6 min read →

Wealth Protection · 31 de julho de 2026

Wealth Protection: Five Structures Compared

Holding company, trust, foundation, whole-of-life policy and prenuptial agreement are not interchangeable. What each solves and where each stops working.

7 min read →

Business · 30 de julho de 2026

The Bioceanic Corridor and the Chaco: Investor Impact

The real construction timeline, lot by lot, and the border-strip restriction almost no content mentions before selling land in the region.

6 min read →

International Living · 30 de julho de 2026

Cost of Living in Paraguay in 2026

One source says US$800 a month, another says US$3,200. Both can be right — real ranges by neighbourhood, city and standard of living, with what each includes.

5 min read →

International Living · 30 de julho de 2026

Driving into Paraguay: What Changes at the Border

Carta Verde insurance, vehicle and driver documents, and the entry registration most people skip — the one that later matters in a residency application.

5 min read →

Tax Residency · 30 de julho de 2026

Freelancing in Paraguay: The Detail That Changes Everything

An active RUC triggers the VAT obligation the same day, even with no invoices issued. General regime, RESIMPLE, and where the service is deemed performed.

5 min read →

Residency & Immigration · 30 de julho de 2026

How Long Does Paraguayan Residency Take?

From temporary to permanent: the official timelines, the month 21–24 conversion window, and the investment route that skips the first stage entirely.

5 min read →

Business · 30 de julho de 2026

Investing in Paraguay in 2026: The New Legal Package

Three new laws in 2025 rewrote maquila, incentives and assembly. The 1997 Maquila Law is repealed in full in September 2026.

6 min read →

Residency & Immigration · 30 de julho de 2026

Investor Pass: Paraguay Residency by Investment in 2026

Since April 2026 there are four investment routes to direct permanent residency, from US$70,000. The classic SUACE programme is only one of them.

5 min read →

International Living · 30 de julho de 2026

Living in Paraguay in 2026: The Sequence That Avoids Errors

Identity card before bank, residency before identity card. Getting the order wrong is the most common reason people lose months on the move.

6 min read →

Residency & Immigration · 30 de julho de 2026

Does Paraguay Have a Digital Nomad Visa?

No visa exists under that name. What exists is simpler — and since July 2026 it has a dedicated remote-work category under DNM Resolution 407/2026.

5 min read →

Wealth Protection · 30 de julho de 2026

Paraguay Holdings: The 60% Active Income Test

The rule that decides whether your holding falls into home-country tax transparency — and why a purely passive holding almost always fails it.

7 min read →

Residency & Immigration · 30 de julho de 2026

Paraguay Residency: The Document Checklist

What Migraciones actually requires, the official 2026 fees, and the two translation and apostille mistakes that stall most applications before they start.

5 min read →

Tax Residency · 30 de julho de 2026

Paraguay Tax Residency: The 120-Day Myth

There is no statutory minimum number of days for Paraguayan tax residency. What the DNIT actually assesses before issuing the certificate, under RG 65/2020.

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Residency & Immigration · 30 de julho de 2026

Paraguay Residency: From Temporary to Permanent

The real process, and the minimum-days myth that confuses even people already living there. Immigration residency and tax residency are not the same thing.

7 min read →

Residency & Immigration · 30 de julho de 2026

Paraguayan Citizenship by Naturalisation

Not three years of any presence — three years of permanent settlement. Who decides the application, what it requires, and the costliest timing error.

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Residency & Immigration · 30 de julho de 2026

Permanent Residency in Paraguay: What Changed in 2026

In July 2026 the financial-means rules changed again. The updated map of the route to the Paraguayan identity card, with the 12 documentary categories.

7 min read →

Retirement · 30 de julho de 2026

Retiring in Paraguay: The Rentista Category

The reference income figure for retirees is not fixed in law. Where the number comes from, and what changed under DNM Resolution 407/2026.

6 min read →

Tax Planning · 27 de julho de 2026

Dividends Paid Abroad: Why Leaving Rarely Lightens It

Ceasing to be resident does not always lighten dividends from a company at home. Withholding at source tends to stay, and treaties do not erase it.

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Tax Incentives · 27 de julho de 2026

End of Portugal's NHR: what the new IFICI gives (and takes)

The NHR ended and the IFICI replaced it with a 20% rate and exemption on foreign income — but left pensions and retirees out. For whom does it still pay?

7 min read →

Tax Residency · 27 de julho de 2026

Exit tax: moving is not the same as ceasing to be resident

You can live abroad for years and still be a tax resident at home, taxed on worldwide income. The difference is not the move — it is formalising it.

6 min read →

Residency & Immigration · 27 de julho de 2026

Golden Visa Europe: what remains after the Spanish exit

Spain ended its golden visa in April 2025 and Portugal had already dropped real estate. Europe's residency-by-investment map has shifted — and it's confusing.

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Succession · 27 de julho de 2026

The Great Wealth Transfer: Why 90% Is Lost in 3 Generations

Trillions will pass to the next generations — and most is lost. For families with international assets, planning early is no longer optional.

6 min read →

Succession · 27 de julho de 2026

Inheritance tax on foreign assets: the exemption is closing

For decades many countries barely taxed inheritances of foreign assets. That tolerance is ending across the region — and moving assets abroad is no shield.

7 min read →

Tax Planning · 27 de julho de 2026

Investing in the US: What a Non-Resident Pays

As a non-resident you pay 30% on US dividends but almost nothing on capital gains. Spending too much time in the US flips the whole picture.

7 min read →

International Living · 27 de julho de 2026

Continuity: the step our method needed after 2024-2026

A structure built once and forgotten became a liability: almost everything changed between 2024 and 2026. Why the fourth step of our method protects most.

6 min read →

Wealth Protection · 27 de julho de 2026

New York pied-à-terre tax: the new cost of a vacant home

New York created, in 2026, an annual surcharge on non-residents' second homes. It stacks on FIRPTA and the estate tax — and targets the foreign owner.

6 min read →

Tax Planning · 27 de julho de 2026

The Offshore Company: The End of Tax Deferral

The region adopted tax-transparency rules: your controlled foreign company is taxed every year, distributed or not. And the regime choice is irreversible.

7 min read →

Wealth Protection · 27 de julho de 2026

The Offshore Company in 2026: What It Still Does

The offshore company is not illegal and did not die — but it stopped being secrecy and tax deferral for the resident. What it actually does today.

6 min read →

Tax Planning · 27 de julho de 2026

Panama: The New Substance Rule and What It Costs

Panama's Law 526 of 2026 now requires substance to keep passive income untaxed. But for the resident, Panama never deferred their own country's tax.

6 min read →

Tax Planning · 27 de julho de 2026

Regularising Foreign Assets: The Amnesty Window Has Closed

Brazil’s REARP amnesty closed in February 2026. With automatic exchange of financial information, waiting is no longer a strategy — it is pure exposure.

6 min read →

Tax Planning · 27 de julho de 2026

Reporting Foreign Assets: Not the Same as Income Tax

Many countries require reporting foreign assets to a central bank or tax authority, separate from income tax. Confusing the two obligations costs penalties.

6 min read →

Tax Planning · 27 de julho de 2026

A US company: why the American balance sheet is not enough

Your country may treat a transparent US LLC as a controlled entity: annual tax on the profit, in local-standard accounts. The US balance sheet will not do.

6 min read →

Wealth Protection · 27 de julho de 2026

US property via an LLC: the penalty and the estate tax

An LLC solves liability, but creates a US$25,000 annual penalty and does not shield you from US estate tax — up to 40% above just US$60,000.

8 min read →

Succession · 27 de julho de 2026

Usufruct in the Bahamas: a civil-law tool goes offshore

The Bahamas created, in 2026, a statutory usufruct regime — a concept familiar to civil-law families — to attract them. Does it serve your case?

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International Living · 24 de julho de 2026

Buying property in Uruguay: the real cost beyond the price

Between the listed value and what leaves your account there is an 8% to 12% gap. This is the map of every stage, every tax and every fee.

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Wealth Protection · 24 de julho de 2026

Buying Property in Uruguay: Personal Name or Company?

The answer changed. What used to be solved with an offshore company now costs double in annual tax — and the right structure depends on three questions.

6 min read →

International Living · 24 de julho de 2026

Choosing a real estate agent in Uruguay: what to require

The estate-agent commission in Uruguay is market practice, not a legal obligation, and it is negotiable. What a good agent does, and what you must verify.

4 min read →

Tax Planning · 24 de julho de 2026

Currency and Taxes in Uruguay: The Dollar Effect

The Uruguayan economy is dollarized in some places and indexed in others. Understanding where the exchange rate enters avoids surprises on tax and on purchases.

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Tax Planning · 24 de julho de 2026

Farmland in Uruguay: what the foreign producer needs to know

Rural land ownership has its own rule, the tax regime differs from urban property — and holding a Uruguayan company does not exempt you from tax back home.

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Business · 24 de julho de 2026

Hiring in Uruguay: the real cost of an employee

Salary is only part of the bill. Employer contributions, the aguinaldo, leave and holiday pay raise the real cost of hiring in Uruguay.

4 min read →

Tax Planning · 24 de julho de 2026

Information Exchange: What Uruguay Already Knows

Since 2018 financial accounts cross the border automatically. In 2026 Uruguay widened the scope to crypto-assets. What that changes in your planning.

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Tax Residency · 24 de julho de 2026

Legal and tax residency in Uruguay: what changed in 2026

Law 20.446 redesigned the tax benefit, the immigration process went digital, and the criterion for accessing the regime is no longer the one circulating online.

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International Living · 24 de julho de 2026

Retirees in Uruguay: income, healthcare and tax

There is a residency path specific to retirees, with a minimum income and its own benefits — but taxing the pension requires attention to both countries.

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Business · 24 de julho de 2026

Starting a company in Uruguay: SAS, SA or branch?

Since 2019 the SAS has been the standard vehicle, but it does not fit every case. What each type requires, what it costs to keep, and the director risk.

5 min read →

Tax Incentives · 24 de julho de 2026

Tech professionals in Uruguay: the 2026 incentive

The regime that attracted IT talent expired in 2025. Law 20.446 recreated it, broader, with an option to be taxed at 12% and a delicate pension choice.

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Tax Planning · 24 de julho de 2026

Transfer pricing in Uruguay: operating within the group

Operating with a related company abroad or in a low-tax jurisdiction triggers transfer-pricing rules — even without giant billing.

4 min read →

Tax Incentives · 24 de julho de 2026

Uruguay free trade zones: when they truly pay off

Full exemption from national taxes is real — but it comes with a Uruguayan-staff requirement, a local-billing limit and a fixed cost not every company covers.

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Residency & Immigration · 24 de julho de 2026

Uruguayan citizenship and passport: the guide for foreigners

Three or five years of residency give a right to the citizenship charter — but the six-month rule is miscounted, and citizenship is not nationality in Uruguay.

6 min read →

Succession · 24 de julho de 2026

Wills in Uruguay: what the law imposes on your wishes

A handwritten will valid in your home country generally does not govern Uruguayan assets — and the law reserves half or more of the estate to forced heirs.

5 min read →

International Living · 24 de julho de 2026

Working in Uruguay as a foreigner: what you need to know

Uruguay does not issue a "work permit" — residency is what enables you to work. And the employer can hire before the ID card is even ready.

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Tax Residency · 22 de julho de 2026

How Long Must You Spend in Uruguay to Be a Tax Resident?

The day count is only one of the tests — and anyone planning around it alone tends to find out too late that they were wrong.

5 min read →

Succession · 22 de julho de 2026

Inheritance in Uruguay: Wealth That Crosses Generations

Succession of foreign assets follows the law of the country where they sit — and the rules on transferring wealth held abroad have changed.

5 min read →

Tax Residency · 22 de julho de 2026

Legal vs. Tax Residency in Uruguay: The Costly Confusion

Two different things, with different authorities, requirements and consequences. Confusing them is the most frequent error — and the most expensive.

5 min read →

Residency & Immigration · 22 de julho de 2026

Maintaining Uruguayan Residency: What Comes Next

Approval is not the end of the process — it is the start of a status that has to be maintained. What still demands attention once the document arrives.

5 min read →

Tax Planning · 22 de julho de 2026

Tax Exit to Uruguay: The Errors That Cost the Most

Moving country is not the same as changing tax residency. What is at stake, why the order of decisions defines the outcome, and which errors are irreversible.

6 min read →

Tax Incentives · 22 de julho de 2026

Tax Regime for New Residents: What Changed in 2026

Law 20,446 redesigned the tax benefit for anyone becoming a Uruguayan tax resident. What changed, what the benefit does not do, and why sequence matters.

6 min read →

Wealth Protection · 22 de julho de 2026

A Holding Company in Uruguay: When It Makes Sense

Not every family needs an offshore holding, and not every holding protects what it promises. The objective criteria for when the structure pays off.

6 min read →

Comparisons · 22 de julho de 2026

Uruguay or Paraguay? The honest comparison for investors

Two neighboring countries, two completely different logics. Which suits your profile — and why the most common answer online tends to be incomplete.

6 min read →

Residency & Immigration · 22 de julho de 2026

Uruguay Residency: The Definitive Guide for 2026

What actually changes when a family establishes residency in Uruguay — the available routes, the real timeline, and the errors that cost years.

6 min read →

International Living · 22 de julho de 2026

Why families are choosing Uruguay in 2026

Not the cheapest country, nor the lowest-tax one. It is the most predictable — and predictability is worth more than a promise.

6 min read →

From content to decision

Reading helps you understand the terrain. Deciding requires looking at your concrete case.

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